Privacy policy

г. Minsk                                                                        “March 10”, 2020.
This Personal Data Privacy Policy (hereinafter referred to as “Privacy Policy”) applies to all information that the Finlab website, located at the domain name https://finlab.by of the site, may receive about the User during the use of the site, programs and services of the site.
1. DEFINITION OF TERMS
1.1 The following terms are used in this Privacy Policy:
1.1.1. “Site Administration” – authorized employees to manage the site, acting on behalf of “FINANCIAL LABORATORY” UNP 191477665 LIMITED LIABILITY COMPANY, who organize and/or conduct the processing of personal data, as well as determine the purposes of processing of personal data, the composition of personal data to be processed, actions (operations) performed with personal data.
1.1.2. “Personal data” – any information relating to directly or indirectly identified or defined by an individual (personal data subject).
1.1.3. “Processing of personal data” – any action (operation) or set of actions (operations) performed with or without the use of automation means with personal data, including collection, recording, systematization, accumulation, storage, clarification (update, change), extraction, use, transfer (distribution, provision, access), anonymization, blocking, deletion, destruction of personal data.
1.1.4 “Confidentiality of personal data” – mandatory for observance by the Operator or other person having access to personal data, the requirement not to allow their dissemination without the consent of the subject of personal data or availability of other legal grounds.
1.1.5 “Site User (hereinafter “User”)” – A person who accesses the Site via the Internet and uses the Site.
1.1.6. “Cookies” – is a small fragment of data, sent by web-server and stored on user’s computer, which web-client or web-browser sends to web-server in HTTPS-request each time when trying to open a page of corresponding site.
1.1.7. “IP Address” – is the unique network address of a node in an IP-based computer network.
2. GENERAL PROVISIONS
2.1 The use of the Site by the User means consent to this Privacy Policy and the terms of processing of the User’s personal data.
2.2 In case of disagreement with the terms of the Privacy Policy, the User must stop using the site.
2.3. This Privacy Policy applies only to the “Financial Lab” website. The site does not control and is not responsible for the websites of third parties, to which the User can go through the links available on the site.
2.4 The Administration of the Site does not check the reliability of personal data provided by the User of the Site.
3. SUBJECT MATTER OF THE PRIVACY POLICY
3.1 This Privacy Policy states the obligations of the Administration of the site on nondisclosure and confidentiality regime of the personal data which the User provides at the request of the Administration of the site when filling out the web forms “Ask for service cost calculation”, “Get free consultation of a specialist”, “Order a call” or when placing an order to purchase services.
3.2 Personal information permitted to be processed under this Privacy Policy is provided by the User by filling out forms on the “Financial Laboratory” website and includes the following information:
3.2.1. User’s name;
3.2.2. contact phone number of the User;
3.2.3. e-mail address (e-mail).
3.3 The site protects the Data, which is automatically transmitted when viewing ad units and when visiting pages where the system’s statistical script (“pixel”) is installed:
– IP address;
– information from cookies;
– information about the browser (or other program that accesses the advertising display);
– access time;
– address of the page where the ad block is located;
– referrer (address of the previous page).
3.3.1 Disabling cookies may make it impossible to access parts of the site requiring authorization.
3.3.2 The site collects statistics about the IP addresses of its visitors. This information is used to identify and solve technical problems.
3.4 Any other personal information not specified above (browsers and operating systems used, etc.) shall be securely stored and not disclosed, except as provided in clauses. 5.2. and 5.3. of this Privacy Policy.
4. PURPOSES OF COLLECTING PERSONAL USER INFORMATION
4.1 The Administration of the site may use the personal data of the User for the purposes of
4.1.1 Establishment of feedback with the User, including sending notifications, requests regarding the use of the Site, provision of services, processing of requests and applications from the User.
4.1.2 Determining the User’s location for security purposes, fraud prevention.
4.1.3 Confirming the accuracy and completeness of the personal data provided by the User.
4.1.4 Providing effective customer and technical support to User when there are problems associated with the use of the Site.
4.1.5. Provide to User with his consent, updates of services, special offers, pricing information, newsletters and other information on behalf of the Site or its partners.
4.1.6. Performing advertising activities with the consent of the User.
5. METHODS AND TERMS OF PROCESSING OF PERSONAL INFORMATION
5.1 Processing of personal data of the User is carried out without limitation of time, by any legal means, including information systems of personal data with or without the use of means of automation.
5.2 User agrees that the Administration of the site shall be entitled to transfer personal data to third parties, in particular, courier services, postal organizations, telecommunication operators, solely for the purpose of execution of User’s order, executed on the “Financial Laboratory” Site, including delivery of documentation.
5.3 Personal data of the User may be transferred to the authorized public authorities of the Republic of Belarus only on the grounds and in the manner prescribed by the legislation of the Republic of Belarus.
5.4. in case of loss or disclosure of personal data the Administration of the Website informs the User about the loss or disclosure of personal data.
5.5 The Website Administration shall take necessary organizational and technical measures to protect personal information of the User from unauthorized or accidental access, destruction, modification, blocking, copying, distribution, as well as from other unlawful actions of third parties.
5.6 The website Administration together with the User shall take all necessary measures to prevent losses or other negative consequences, caused by the loss or disclosure of personal information of the User.
6. OBLIGATIONS OF THE PARTIES
6.1 The User shall:
6.1.1 Provide personal data information necessary to use the Site.
6.1.2 Update, supplement the provided information about personal data in case of changes in such information.
6.2 Website Administration shall:
6.2.1 Use the obtained information solely for the purposes specified in Clause 4 of this Privacy Policy.
6.2.2 Keep confidential information secret, not disclose it without prior written permission of User, as well as not to sell, exchange, publish or disclose in any other possible ways the personal data of User, except for items 5.2 and 5.3 of this Policy. 5.2. and 5.3. of this Privacy Policy.
6.2.3 Take precautionary measures to protect the confidentiality of the User’s personal data, according to the procedure generally used for the protection of such information in the existing business turnover.
6.2.4 To block Personal Data, related to the relevant User, from the moment of application or request of the User or its legal representative, or authorized body on protection of rights of subjects of personal data for the period of inspection, in case of detection of inaccurate personal data or unlawful actions.
7. LIABILITY OF THE PARTIES
7.1 The Site Administration, who has not fulfilled its obligations, shall be liable for losses incurred by the User due to the unlawful use of personal data, in accordance with the legislation of the Republic of Belarus, with the exception of cases stipulated by par. 5.2, 5.3. and 7.2. of this Privacy Policy.
7.2 In the event of loss or disclosure of Confidential Information the Administration of the site shall not be liable if this confidential information
7.2.1. Became public domain before its loss or disclosure.
7.2.2. was received from a third party prior to its receipt by the Administration.
7.2.3. has been disclosed with the consent of the User.
8. DISPUTE RESOLUTION
8.1 Before going to court to resolve disputes arising from the relationship between the User and the Administration of the site, it is obligatory to file a claim (written offer to voluntarily resolve the dispute).

8.2 The recipient of the claim within 30 calendar days from the date of receipt of the claim shall notify the claimant in writing of the results of consideration of the claim.
8.3 If no agreement is reached, the dispute will be referred to a judicial authority in accordance with the current legislation of the Republic of Belarus.
8.4. The current legislation of the Republic of Belarus shall be applied to this Privacy Policy and the relations between the User and the Administration of the website.
9. ADDITIONAL TERMS
9.1. The Administration of the Website has the right to make changes in the present Privacy Policy without the consent of the User.
9.2. The new Privacy Policy becomes effective upon its posting on the Site, unless otherwise provided by the new Privacy Policy version.
9.3 Any suggestions or questions regarding this Privacy Policy should be submitted in a simple written form to the e-mail address mail@finlab.by.
9.4 The current Privacy Policy is available at http://finlab.by/legal/.
Updated 10.03.2020.